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A remortgage (known as refinancing in the united states) is the process of paying off one mortgage with the proceeds from a new mortgage using the same property as security Use our remortgage calculator to find out if you could save on your mortgage repayments by switching to a new mortgage deal. [1] the term is mainly used commercially in the united kingdom, though what it describes is not unique to any one country
Often the purpose of switching is to secure a more favorable interest rate from a different lender. Key takeaways a remortgage is a new mortgage deal that replaces your existing one, aiming to save money with a lower interest rate or better terms remortgaging your property can be done to avoid higher standard variable rates (svr) after initial deals end, to borrow more for debt consolidation and home improvements or to switch lenders for improved customer care you can remortgage anytime, but. Remortgaging can save you hundreds of pounds
Find out if and when it makes sense for you to change your mortgage.
If we’re being technical, if you stay with your existing lender and switch to a new rate, it’s known as a ‘product transfer’ whereas a full remortgage is when you move to an entirely new lender and apply for a new deal Compare remortgage deals from multiple providers A new mortgage can save you thousands each year by ditching your current standard variable rate. A quick and simple guide the idea of remortgaging can seem scary or complicated, but it doesn’t have to be
Here we explain how to remortgage, step by simple step.
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