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Even if you’ve already claimed your benefits, social security annually recalculates this average, factoring in any new income from work Remember that continuing to work while receiving social security benefits will affect your benefit amount if you earn more than the social security earnings limit. If your current earnings fall into your top 35 earning years, your monthly average will rise, and so could your benefit.
Yes, this is absolutely true Since you're working and paying fica taxes, those earnings will appear on your earnings record. Ssa calls this a benefit recomputation
Basically, if you continue working after you've started receiving retirement benefits, ssa will automatically check your record each year to see if your additional earnings would increase your monthly benefit amount.
Each year we review the records for every working social security beneficiary to see if their additional earnings will increase their monthly benefit amount If an increase is due, we calculate your new benefit amount and pay the increase retroactive to january following the year of earnings. If you continue to work and pay social security taxes while receiving benefits, the administration will check your record every year to see whether the additional earnings will increase your monthly benefit. Working after age 70 can increase your social security benefits, especially if you didn’t earn much in your younger years and are earning significantly more now.
You can increase your benefit by continuing to work while claiming social security if your income is high enough. Earnings from work can affect your social security in two ways Before you claim benefits and after you claim benefits Working more years at a higher income can increase your future social security payments.
Yes, the ssa will automatically recalculate your benefit amount each year if your additional earnings increase your average indexed monthly earnings (aime)
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