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Opening a savings account for your kids is a great way to teach money management skills and start them on the way to financial success Setting up a kids' savings account in 2025 is easier — and smarter — than ever The best savings accounts for kids earn.
We looked at dozens of bank and credit union accounts to find the best in finance award winners for kids and teens, favoring accounts that offer high interest rates and easy setup for parents. You can find our favorites below, followed by 7 tips for finding the best savings account for your needs. Spectra credit union's brilliant kids savings has the highest apy of any child's account we've found
It's available on the first $1,000, so your little saver can really see their money grow.
Our best picks for kids and teen savings accounts are listed below in order of annual percentage yield (apy) As you’ll see, the accounts paying the highest rates offer those apys on. One of the best things you can do to teach your child healthy savings habits is to open a kids savings account Our guide covers everything from account types, features to look for, to the best kids accounts available right now.
Starting a savings account is an important step in your child’s financial education. Start them off on the right financial foot by setting up a savings account for them at an early age and then contributing to it regularly However, the best savings account for emergency funds isn’t necessarily what you want for your kids Here’s a look at some of the best savings accounts for children, based on their age and your goals.
To help families find the right account, wallethub's editors compared over 350 savings accounts from all types of financial institutions
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