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The india health and medical insurance market is expected to reach usd 14.64 billion in 2025 and grow at a cagr of 8.12% to reach usd 21.63 billion by 2030. Premium growth is expected to increase by 18% in 2025, totaling ₹92,000 crore, driven by healthcare inflation and new policy subscriptions. Market share snapshot of who’s covering india’s health insurance needs in 2025
From 22nd september 2025, gst on individual health insurance premiums drops from 18% 0% under gst 2.0 Health insurance coverage in india is projected to reach 55% by 2025, with urban areas at 62% and rural areas at 41% Direct savings for you & your family
In 2021, the state of maharashtra recorded the principal share of health insurance premiums across india
The growth of the market is driven by several factors such as the rising awareness of health insurance, increasing disposable income, and government initiatives to promote health insurance. Star health and allied insurance had the largest market share at over **** percent among india's standalone health insurance companies. The india health insurance market size in terms of gross written premium (gwp), was estimated at usd 15.06 billion in 2024 and is projected to grow at a cagr of 20.9% from 2025 to 2030. The indian health insurance market, valued at approximately $0.91 billion in 2025, is experiencing robust growth, projected to expand at a compound annual growth rate (cagr) of 10.60% from 2025 to 2033
This significant expansion is driven by several key factors. In june 2025, india’s standalone health insurance companies showed impressive growth Niva bupa health insurance grew by 15.5%, while star health insurance saw a 2.8% rise
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