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Additionally, sexual abuse and molestation claims present a serious liability challenge $100,000 per occurrence / $300,000 general aggregate (most you'd be paid out per policy period) $1,000,000 per occurrence / $2,000,000 general aggregate Great american offers comprehensive abuse and molestation coverage that works to prevent abuse or molestation acts and protects the organization if an accusation or actual loss happens.
Sexual abuse and molestation insurance provides protection against claims of sexual misconduct, abuse, or molestation Sia offers two limits for sam coverage Smml insurance typically provides coverage for a range of incidents, claims and liabilities related to sexual misconduct, molestation or abuse
It may cover legal defense costs, settlements and judgments arising from allegations made against the organization, its employees, volunteers or representatives.
Unlike other insurers, at tmhcc we know how important these exposures are and offer sexual misconduct and molestation liability (smml) coverage to a broad range of classes. What is sexual abuse and molestation (sam) insurance Sexual abuse and molestation insurance provides coverage for organizations against claims arising from alleged sexual misconduct or molestation by an employee or other representative of the organization. Under this type of insurance, the following type of claims may be covered
Actual abuse, threatened abuse, molestation, or sexual harassment
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